Savant Blog

Savant offers perspective on a variety of topics. Entries range from current events to timeless insights in the world of finance and investments.

25 Nov
November 25, 2014

Inaugurated just after the great inflation of the 1970s, it’s no surprise Ronald Reagan claimed, “Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man.” Certainly hyperinflation and stagflation can be trouble for an economy, but moderate inflation is actually a sign of a healthy economy. With that said, even moderate inflation can have a large impact on your purchasing power over the long run.

In the

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14 Nov
November 14, 2014

As winter approaches and the holiday season commences, the last topic on your mind may be selling your home.  But did you know the best month to make an offer on a house is in January? Or that the best time of the year to sell a house is in the spring? There are numerous reasons to buy or sell a home. Before you put your house on the market, it is important to consider potential tax consequences of the

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04 Nov
November 04, 2014

If you ever wonder what the most likely outcome of your next action might be, you are not alone.  Fortunately, there is enough financial research available to create reasonable projections as to how certain investment decisions may impact a portfolio over the long run.  If you have read the first two installments of this series, you know how influential the power of compounding and selecting the proper investments can be in maximizing your return.  Rather than simply insisting that they

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23 Oct
October 23, 2014

We learn so many skills in  life – one skill is just not taught
Isn’t hired, ‘tis there for free – it simply can’t be bought
This is a skill we all could use –  like lovers,  should caress
The skill that we develop here – can give us all success

This effort is a great one learned – ‘tis one should be afforded
Cause Learn and practice this mere skill – and you will be rewarded
This skill is so important – and its use

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20 Oct
October 20, 2014

If some is good, more is better.  While exceptions to this rule certainly exist, I don’t think you will find many people who will argue this stance when it comes to their retirement funds.  In my previous article, “Who Wants To Be a Millionaire?” I discussed how you can use time as a machine to compound wealth. Here are additional steps that can help you work toward a higher return on your 401(k) and propel you closer to your ideal

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