Savant Blog

Savant offers perspective on a variety of topics. Entries range from current events to timeless insights in the world of finance and investments.

23 Oct
October 23, 2014

We learn so many skills in  life – one skill is just not taught
Isn’t hired, ‘tis there for free – it simply can’t be bought
This is a skill we all could use –  like lovers,  should caress
The skill that we develop here – can give us all success

This effort is a great one learned – ‘tis one should be afforded
Cause Learn and practice this mere skill – and you will be rewarded
This skill is so important – and its use

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20 Oct
October 20, 2014

If some is good, more is better.  While exceptions to this rule certainly exist, I don’t think you will find many people who will argue this stance when it comes to their retirement funds.  In my previous article, “Who Wants To Be a Millionaire?” I discussed how you can use time as a machine to compound wealth. Here are additional steps that can help you work toward a higher return on your 401(k) and propel you closer to your ideal

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07 Oct
October 07, 2014

Buying an automobile and securing financing for the purchase can be a complicated and confusing process. Even if you have a price in mind for the car, there are many pieces to the final package, including financing, trade-in, and rebates. Don’t let a low monthly payment or low interest rate distract you from looking objectively at the various components of the transaction.Here are a few things you can do to avoid regrets after signing on the dotted line.  

Know how much

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01 Oct
October 01, 2014

On the surface converting an IRA account to a Roth account seems to make perfect sense. What a great way to pass on tax free assets to the next generation or even have tax free money that you can take out, at your discretion, during retirement. Before you rush out and convert your IRA to a Roth account, however, let’s take a closer look.

First and foremost, the president included a few proposals in his 2015 budget to

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30 Sep
September 30, 2014

What if I told you it was easier than you thought? Among complex portfolio management and retirement planning strategies, compounding is arguably the most influential factor to having more money. Albert Einstein referred to it as the eighth wonder of the world and “the most powerful force in the universe.”  Aside from buying a winning lottery ticket, compounding is the easiest way to create additional wealth and ensure that you are ready for retirement. 

It sounds pretty easy but if the

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