Savant Blog

Savant offers perspective on a variety of topics. Entries range from current events to timeless insights in the world of finance and investments.

24 Aug
August 24, 2015

Some of the most entertaining times to be a long-term investor are those periods when short-term investors are looking over their shoulders for an excuse to sell. They’re convinced that the market is going to go down before they can get out, and so they jump on any bad news that comes across their computer screens.

Friday was a marvelous time to see this in action. With all the economic drama playing out in the world, there were plenty of opportunities

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18 Aug
August 18, 2015

You have worked hard, saved and accumulated wealth, and are now entering the years when you can start benefiting from the money you’ve saved as well as government-provided benefits. There are many milestones during this time period, and it may be difficult to keep them all straight.

Here are a few highlights of what you can expect:

Age 59 ½: This is the magic age at which you gain access to all your retirement accounts, including

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17 Aug
August 17, 2015

Imagine what your ideal retirement will be. Perhaps you hope to buy a second home in a warmer climate or travel around the country. Maybe you want to help fund your grandchildren’s college education or leave a significant inheritance to your loved ones. However, in the midst of planning your ideal future, fear of outliving your money, the effects of inflation, and volatility in the market can keep you awake at night. It’s important to develop a well-informed strategy to

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17 Aug
August 17, 2015

Since the depths of the financial crisis in 2009, stocks are up 245% (as of 6/30/15). As the bull market continues in its sixth year, many investors wonder if another bear market is forthcoming. As always, our answer is, “Of course; we just don’t know when!”

Although it would be helpful to have a crystal ball to foresee when the next bear market will occur, both evidence and experience suggest that events that move the markets are notable precisely because of

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17 Aug
August 17, 2015

While we enjoy the lazy days of summer, activity in Congress and the White House will ramp up due to a number of looming deadlines this fall. We have little control over the outcome of the upcoming legislative agenda that consists of spending cuts, the debt ceiling, and budget debates. The result could be higher market volatility or tax changes coming our way. This game of politics will involve many players who will take us on unpredictable twists and turns.

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