Did you know there are 47.5 million people around the world living with dementia? Of those, 5.8 million Americans are living with Alzheimer’s dementia. Alzheimer disease is the most common form of dementia. Although dementia mainly affects older people, it is not a normal part of aging. Over 16 million people in the U.S. care for someone with Alzheimer’s or dementia. While the caregiving journey can be rewarding, it is no secret that it can also be overwhelmingly challenging.Read More
Savant offers perspective on a variety of topics. Entries range from current events to timeless insights in the world of finance and investments.
Social Security’s rules for collecting are complicated. Benefits for widows are calculated differently than traditional Retirement Benefits, so there are a few key rules and strategies that you need to be aware of. Below are seven things you need to know about Social Security Survivor Benefits.Read More
Do You Have Too Much Coverage?
An important part of my job as a financial planner is to identify and mitigate financial risks through insurance. For example, the sudden death of a family member could derail your family’s goals, making it a serious risk to your family’s financial well-being. This risk can be reduced through life insurance.
Although it’s important to have insurance to protect against these risks, there is a cost (not just in dollars) to being over-insured. Here are aRead More
If you have a son or daughter who is a high school junior or senior, chances are you have been guiding them through quite a bit of paperwork lately. From college applications and scholarship essays to requests for transcripts and recommendation letters, it seems that there is a never-ending stream of forms to be completed in the college application process.Read More
As a financial advisor, it’s easy for me to focus on helping people who I perceive to need it the most. These individuals tend to be close to retirement (1-3 years) or already in retirement. Most know them as the “Baby Boomer” generation (commonly born 1946-1964). At the same time, there’s a huge push in the media to discuss, and sometimes even criticize, the millennial generation (commonly born 1981-1996) for loving to spend $8 on avocado toast (crazy, right?!).Read More