Savant Blog

Savant offers perspective on a variety of topics. Entries range from current events to timeless insights in the world of finance and investments.

22 Apr
April 22, 2014

Now that the 2013 tax due date is essentially behind us and Tax Freedom Day – the day when the nation as a whole has earned enough money to pay its total tax bill for the year – is expected to be April 21, 2014 (three days later than last year), it’s good to know that we all get to keep every dollar we earn for the balance of the year. For those who take a little more pragmatic approach,

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21 Apr
April 21, 2014

Starting January 1, 2015, individual retirement account (IRA) owners will only be allowed to make an IRA-to-IRA rollover one time in any 365-day period.  An IRA-to-IRA rollover is simply a distribution from one IRA that gets sent to another IRA.  Typically, an individual will have more than one IRA when they have worked for several employers.  Each time they leave one employer for another they role their employer-sponsored retirement plan, such as a 401(k), into an IRA.  This can also

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14 Apr
April 14, 2014

By now many of you have heard the news of a recent website security issue called the Heartbleed Bug. This issue that was identified last week has to do with vulnerability in a popular website security mechanism called OpenSSL. The purpose of OpenSSL is to encrypt traffic to and from a client computer and a web server. It is used by many websites, and it’s suggested that over 500,000 sites were using the version of OpenSSL that was flawed. Essentially,

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13 Apr
April 13, 2014

Mosquitoes, bugs, and vampire bats – they just don’t have a chance
they try to draw out blood from me – when I wear shorter pants
they ‘light upon my arms and bite – they then begin to draw
but watch ‘em close, they thinner get – like sucking backed up straw

they drop from me, they fall down dead – they’ll never bite another
it looks like life and air was choked – it looks like they’ve been smothered
it’s hard

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09 Apr
April 09, 2014

It likely was my grandma’s fault, my own financial woes.
The troubles that come regular were never ones I chose.
Some are big ones, some are small, there’s even mediocre. They’re dealt out random from a deck, and I just get the joker.

Just like you, “my” family, ‘twas as dealt and not a choice.
Can only pick one relative,  for that I do rejoice.
You only get to choose your spouse; dealt out are all the rest.
New in-laws plus a

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