Savant Blog

Savant offers perspective on a variety of topics. Entries range from current events to timeless insights in the world of finance and investments.

16 Nov
November 16, 2017

Planning a wedding takes quite a bit of time and effort. It involves a good deal of coordination and communication to make sure everything goes smoothly on the big day. Don’t let the organization skills you developed while planning your wedding go to waste after tying the knot. Instead, re-direct them to an important part of your new life together: creating a financial plan for your future.

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26 Oct
October 26, 2017

Savant has always valued organizations and programs that align with our corporate values. Philanthropy is part of our culture; we believe it is good business to support the areas in which our clients, employees, and offices are located through charitable giving, corporate sponsorships, and volunteerism. One specific organization we are proud to sponsor is Badger Honor Flight. Through this sponsorship, Brent Lindell, a financial advisor in our Madison office, was given the opportunity to serve and honor veterans from WWII, Korea,

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17 Oct
October 17, 2017

Retirement plan trigger events (death, disability, separation from service, or reaching age 59 ½) come with an opportunity. If you have company stock in an employer-qualified retirement plan, you may have an opportunity to elect net unrealized appreciation (NUA), allowing you to roll your company stock into a taxable account for potential tax savings.

Potential Tax Savings with NUA

Electing NUA is trading ordinary income tax rates for capital gain tax rates.

When an NUA election is made, only your cost basis (the

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17 Oct
October 17, 2017

Why You Need to Wipe Your Cell Phone Before You Toss it and Other Critical Cyber Hygiene Guides

Pause for a moment and recall how you disposed of your last cell phone. If you didn’t wipe it before you sold, traded-in, donated or otherwise disposed of, you were handing off a gold mine for an identity thief.

Our cell phones store a considerable amount of personal and sensitive information on them. Data stored on your device may include:

Location history
Contacts in your address

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29 Aug
August 29, 2017

Negotiating for a major purchase, such as a new car or home, is often a source of anxiety. We want our hard earned (and saved) money well spent and to get the most value for every dollar. It is important to be knowledgeable about what we are buying (for example, knowing the gas mileage of a new car). It’s also important to be prepared for the negotiation process ahead. Taking time to ready ourselves can help make our purchasing experience more positive and

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