20 May
May 20, 2019

Do you have a loved one who is disabled or who has special needs? Many times individuals with special needs rely on public benefits such as Supplemental Security Income (SSI), Medicaid, and other programs to help with living expenses. In order to retain eligibility for such benefits, the individual’s cash and investment assets may not exceed $2,000. This restriction often makes it difficult for special needs individuals to achieve a greater quality of life and financial independence.

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21 Dec
December 21, 2018

If you have a son or daughter who is a high school junior or senior, chances are you have been guiding them through quite a bit of paperwork lately. From college applications and scholarship essays to requests for transcripts and recommendation letters, it seems that there is a never-ending stream of forms to be completed in the college application process.

In the midst of all this paperwork, don’t forget to file one very important form, the FAFSA. The FAFSA stands for

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28 Nov
November 28, 2018

Recently I encouraged a female family member, a new college graduate, to take advantage of her employer’s retirement plan at her first “real” job. She responded that her future husband would take care of that. Note that she was single at the time of our conversation!

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19 Jul
July 19, 2018

As the old saying goes, “there are only two things certain in life – death and taxes.” Because everyone has to face these realities sooner or later, taking time to implement certain tax planning strategies and create or review your estate plan, can save you money and provide peace of mind, both now and in the future.

First, let’s talk taxes.

While we all have to pay our dues to Uncle Sam each year, there are several planning strategies that can help

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