27 Jul
July 27, 2016

You may be a fan of do-it-yourself (DIY) projects. A visit to Home Depot or a search through Pinterest shows the popularity of a wide variety of DIY projects. Many folks are taking the DIY approach with their estate plan. Online document preparers offer a low-cost solution for simple estate planning. But beware of many pitfalls to this approach.

Complexities are often hard to detect.

You might not realize what complexities exist in your situation. Family circumstances, asset characteristics, net worth, and

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27 Apr
April 27, 2016

When I first learned to drive, my father taught me how to jump start a car. When attaching the jumper cables, he instructed, always match the positive cable to the positive side, and the negative cable to the negative side.  Failure to align the charge could result in serious damage to the car and a shower of sparks.  The same can be said when designing your estate plan.  Once your estate plan is properly drafted and signed, it is imperative

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07 Mar
March 07, 2016

At the beginning of each tax season, the IRS releases a list called the Dirty Dozen, featuring the top tax scams for the year. Identity theft makes a repeat appearance on the 2016 Dirty Dozen. In mid-February the IRS reported that there was a surge in phishing and malware incidents as the 2015 tax season began. Identity theft is a constantly evolving threat, and it is important to stay informed about the ways you can protect yourself.

Beware of Phishing
Thieves are

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12 Oct
October 12, 2015

When the markets decline, it’s natural to want to sell equities. It’s hard to watch your account values go down and listen to your advisor telling you to be patient. Although selling equities when they are down is a bad decision, there are things you can do to make the most of a downturn. A Roth conversion is one possible way to take advantage of declining markets.

A Roth IRA is a retirement savings vehicle that grows tax-free. Withdrawals are also

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08 Jul
July 08, 2015

Year-end and spring tax filing seasons are popular times to focus on your finances. A mid-year check doesn’t sound like the ideal way to spend your summer, but it is a great time to take stock of your situation.

Financial health becomes increasingly important as pensions get harder to come by and the future of Social Security is questionable. Early- and mid-career Americans will need to rely on their own savings to support themselves in retirement. Sometimes

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