05 Sep
September 05, 2014

By now everyone and their brother probably knows the pros of owning a Roth IRA, but what about other options? Yes, there are other ways to build your ideal future! Having a tax-free bucket of money can provide tax planning flexibility in retirement income strategies that allows you to live the retirement lifestyle you’ve always wanted.

While Roth IRAs are important retirement investing tools, they have restrictions on who can fund them in any given year.  For example, high income earners

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17 Jan
January 17, 2014

What would you say if I told you that the company your financial advisor works for received revenue sharing payments of approximately $164,000,000 in 2012 from offering certain mutual funds, 529 plan programs, and insurance products? And that virtually all transactions related to these financial products involve product partners that pay revenue sharing to that company? The $164,000,000 spent on revenue sharing could have been added to your investment returns!!

As a result of a class-action lawsuit, the company now fully

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20 Nov
November 20, 2013

As you consider saving for retirement, a simple rule of thumb can be very useful in determining what your investments will be worth in the future. It is called the “Rule of 72.” This simple rule quickly tells you how long it takes to double your money at a given rate of return (or interest rate). Here’s how it works: to determine the time required to double your money, divide 72 by the expected rate of return. The result

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15 Nov
November 15, 2013


The ghouls and ghosts of the season were hushed by positive returns and healthy economic reports this October despite the U.S. federal government shutdown. The partial government shutdown combined with the debt ceiling limit being reached had the world on watch making for nervous investors. The returns, however, were not reflective of that stress as global equities (MSCI World IMI Index) advanced 3.9% for the month and have gained 19.7% year-to-date. More specifically, the U.S. and developed international equity markets

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08 Oct
October 08, 2013

Bonds have long been a staple of most investment portfolios, especially for those in retirement. With historically low interest rates, should investors continue to maintain the bond exposure within their portfolios? The short answer is yes. Let’s look at a couple reasons why bonds still make sense as part of a diversified portfolio.

Perhaps the most important aspect of bonds for retirees is the fact that they provide stability within a portfolio, which ultimately reduces volatility. The inherent stability of bonds

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