01 Oct
October 01, 2018

Social Security plays a key role in many Americans’ retirement plans. Understanding the benefits available in different situations is important, especially for women. According to the Social Security Administration, the median earnings for women are approximately 80% of men’s earnings.

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16 Nov
November 16, 2017

Planning a wedding takes quite a bit of time and effort. It involves a good deal of coordination and communication to make sure everything goes smoothly on the big day. Don’t let the organization skills you developed while planning your wedding go to waste after tying the knot. Instead, re-direct them to an important part of your new life together: creating a financial plan for your future.

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17 Oct
October 17, 2017

Retirement plan trigger events (death, disability, separation from service, or reaching age 59 ½) come with an opportunity. If you have company stock in an employer-qualified retirement plan, you may have an opportunity to elect net unrealized appreciation (NUA), allowing you to roll your company stock into a taxable account for potential tax savings.

Potential Tax Savings with NUA

Electing NUA is trading ordinary income tax rates for capital gain tax rates.

When an NUA election is made, only your cost basis (the

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29 Mar
March 29, 2017

There is usually some permanent damage done when you lose someone you love. Most of the time, this comes in the form of grieving for that special person. From the benefit of time, the intense grieving usually fades away. Survivors are left with the burden of surviving, and, financially speaking, sometimes there is little available to help.

When Social Security was passed in 1935 it was strictly a benefit for retirees. It wasn’t until 1939 that a change was added to

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