Savant Blog

Savant offers perspective on a variety of topics. Entries range from current events to timeless insights in the world of finance and investments.

14 Apr
April 14, 2008

I’m sure way back in my Economics and Finance 101 classes (pre Euro implementation) my professors espoused with great vigor the academia perspective of what currency fluctuations would mean to the United States and world economies.  My response to this lecture was to thank them for the short nap.  Fast forward to today’s nightly news and the constant comments regarding the weakening dollar and I wish I would have paid a little more attention.

So what does all this potentially mean

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02 Apr
April 02, 2008

You may not always consider what your investments and values have in common.

Why not?

It is possible to a lign your investment strategy to increase financial return and social good. This is called “socially responsible investing” (SRI) and it looks at the “bigger picture” when building a portfolio.

Instead of just identifying profitability, socially responsible investors look for companies that bolster environmental responsibility, diversity in the workplace, product safety, and quality. Likewise, a socially responsible investor may opt to avoid investing in

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21 Mar
March 21, 2008

In my last entry, I spent time on a few savvy tricks that parents can use to educate their younger kids to be smarter about money. The idea is not so much to turn them into money-saving automatons, but to start a learning curve. This time we are going to move up the ladder to older kids (middle and high school age).

In a 2006, the JumpStart Coalition for Personal Financial Literacy surveyed 5,000 high school seniors; the survey tested their

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14 Mar
March 14, 2008

Many of you know that 529 plans are a great way to save for your children’s college education.  What you may not know is that there are free programs available that can help you boost your savings amounts.  These programs are free to use and reward you for things you already do – they are like frequent flyer miles for college savings.

UPromise and BabyMint are two programs available that allow you to earn rebates on your purchases that can be

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25 Feb
February 25, 2008

I have three sons, ages 8, 6, and 4.  Long ago, my wife and I agreed on trying to impart to them sound building blocks for their future. Like most parents, we want polite, well mannered kids that have good study habits, play sports, go to college, etc. Another important aspect (since it just happens to be my vocation) is the understanding of personal finance and making sound decisions about money. I truly think that a curriculum of

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