Savant Blog

Savant offers perspective on a variety of topics. Entries range from current events to timeless insights in the world of finance and investments.

21 Feb
February 21, 2018

Home ownership has changed from the way it used to work for prior generations. Fifty years ago, many people bought a home and stayed in it for 30 years or longer. Far fewer take that approach today. As a result, many past “rules of thumb” need to be reevaluated. The answer to “How should I finance my home purchase?” is, as with so many financial planning questions, “It depends.”

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12 Feb
February 12, 2018

It’s time for some real talk about a few unpleasant topics: divorce and alimony. No one goes into a marriage expecting to get divorced, but the reality is that a large number of individuals will sadly become a statistic. We want to think that our relationship is different, we are different, and we will beat the national odds that 41% of first marriages, 60% of second marriages, and 73% of third marriages end in divorce.

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06 Feb
February 06, 2018

Your 2018 tax return (filed in spring 2019) may look quite different from what you are used to seeing.

For starters, there will no longer be any personal exemptions (the old tax law allowed $4,050 per person in deductions, subject to income limitations). These were taken out with the Tax Cuts and Jobs Act (TCJA), enacted in late December 2017, and “combined” with the standard deduction.

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10 Jan
January 10, 2018

Now that the dust has settled a bit from the new tax law, it’s time to talk about tax planning strategies moving forward into 2018. There certainly are a number of changes packed into the latest legislation; however, we will be focusing on the new, increased standard deduction and how that will impact your charitable donations.

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